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The 195 was the first Cessna airplane to be completely constructed of aluminum and features a cantilever wing, similar to the pre-war Cessna 165 from which it is derived. The airfoil employed is a NACA 2412, the same as used on the later Cessna 150, 172 and 182. The Cessna 190 and 195 were Cessna's only postwar radial-engined aircraft. The first prototype flew in 1945 and both the 190 and 195 entered production in 1947.

The 190/195 fuselages were large in comparison to other Cessna models because the 42" diameter radial engine had to be accommodated upfront. The crew and passengers were accommodated on individual seats in the first row with comfortable space between seats with up to three passengers on a bench seat in the second row.

The 190/195 has flat sprung-steel landing gear derived from Cessna's purchase of the rights to Steve Wittman's Big X. The 195 is equipped with a retractable step that extends when the cabin door is opened. Cessna marketed them as a business aircraft under the name "Businessliner".

A total of 1180 190s and 195s were built. This included a military version designated LC-126s.

A special thanks to owner and pilot, Kurtis Arnold and photoplane pilot, Edward Soye.

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